Qualified Charitable Distributions (QCDs) provide an opportunity to make a tax-free donation to charity using your traditional individual retirement account (IRA). If you’re 70½ or older, making QCDs lets you maximize your charitable impact while reducing your taxable income. If you do not need all the money from your IRA required minimum distribution (RMD), making a charitable gift may be a tax-efficient way to support causes and organizations that are near and dear to your heart.
Qualified Charitable Distributions
July 23, 2025
