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Required Minimum Distributions

Required Minimum Distributions

July 16, 2025

Participants in qualified retirement plans and IRAs must begin taking annual distributions equal to or greater than a required minimum amount in the year they turn 73. A penalty applies if the account owner fails to take a withdrawal, or withdraws less than the required amount.

Read more about Required Minimum Distributions (RMDs) below. You can download this document for offline viewing by clicking the link at the end of the document.

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